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International health insurers we compare

IPMIAsia ranks the whole international private medical insurance market for you. Here are the insurers we compare: pick one to read its guide, or let Nomi rank them all on price in about a minute.

How we publish insurer reviews. A dedicated page is published only when there is enough current, primary-source material to explain the product usefully. We do not fill evidence gaps with estimates: network counts, hospital relationships, claims processes and approval times are included only when the insurer or another verifiable primary source publishes them. A service target is not presented as an average.

Cigna

Silver, Gold, Platinum and Close Care; deductible, cost share and out-of-pocket cap; nurse-led chronic support. Read for Asia.

Allianz

Care Base, Enhanced and Signature with matching out-patient and dental modules, plus a choice of FMU, moratorium or switch terms.

IMG Global (GPMI)

IMG Global

Bronze to Platinum core tiers, optional dental and maternity, and the widest underwriting menu, including MHD for groups.

Bupa Global

Major Medical, Select, Premier, Elite and Ultimate; Worldwide, Worldwide without U.S., or Europe (including UK) on three plans; long maternity wait.

AXA Global Healthcare

AXA

Foundation to Prestige Plus; outpatient and dental upgrades; include or exclude the USA; a per-person excess to lower the premium.

Now Health WorldCare

Now Health

Essential, Advance, Excel and Apex; US$3m to US$4.5m maximums; deductible, excess and co-insurance levers; FMU-only for individuals.

Now Health SimpleCare

Now Health

CORE, SimpleCare 100 and SimpleCare 250: a cost-conscious digital plan with a regional area option, from hospital-only to outpatient and dental.

APRIL International

APRIL

Explore, Essential, Extensive and Elite, with hospitalisation and evacuation at the core and outpatient, dental and maternity as options.

VUMI

Eight VIP plans from Absolute to Prime, with annual and lifetime maxima, plan-specific deductibles and USA network rules to read carefully.

Optimum Global

The Gem-plan product from Optimum Global Insurance Company Limited, with benefit guides in USD, GBP and EUR. Not VUMI's Optimum VIP.

IPH

Core, Advance and Deluxe: full-refund hospital and cancer cover at every level, outpatient from Advance, in USD or GBP schedules.

XN Global

Base, Elevation, Ascent, Summit and Apex: high limits and full-refund core cover, underwritten at Lloyd's, in USD or EUR.

Expatriate Healthcare

Expatriate Healthcare

Primary, Primary+ Lite, Primary+ and Select: strong on hospital and evacuation, moratorium underwriting, USD, EUR or GBP.

Nimbl

Modular cover: core caps from US$250,000 to US$3m, five deductible choices, optional outpatient, dental and evacuation, zone-based areas.

APRIL

A Thailand-only product in baht: Essential, Extensive and Elite hospital tiers, optional outpatient, maternity and dental, with modules per family member.

APRIL Singapore

APRIL

A Singapore-only product in SGD: Essential, Extensive and Elite tiers, optional outpatient and maternity, FMU, moratorium or CPME underwriting.

Bupa

Bupa (Asia)'s certified Hong Kong plans: MyBasic, MyFlexi, Hero and Global Prestige, with Asia-only or worldwide-excluding-USA areas on Hero.

Popular comparisons

Head-to-head breakdowns to help you decide between the big names.

Cigna vs Allianz Cigna vs IMG Allianz vs IMG

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Insurer names and logos are the property of their respective owners and are shown for identification and comparison purposes only. IPMIAsia is an independent comparison service and is not endorsed by or affiliated with the insurers listed.